Ally Financial Inc. (ALLY) The BancAnalysts Association of Boston Conference November 7, 2025 7:30 AM EST
Company Participants
Russell Hutchinson - Chief Financial Officer
Conference Call Participants
Ruth Nagle - Fidelity Management & Research Company LLC
Jon Arfstrom - RBC Capital Markets, Research Division
Emily Ericksen - Citigroup Inc., Research Division
Presentation
Ruth Nagle
Fidelity Management & Research Company LLC
We're ready. Good morning, everyone. Thanks for joining us this morning. I'm here with Ally Financial. Ally, as everyone knows, is an automotive financing and insurance services business. We have presenting with us today, Russ Hutchinson. Russ has been at Ally since 2023. It's going by fast. Russ is CFO, and previously was at Goldman for more than 20 years, I believe.
Russell Hutchinson
Chief Financial Officer
Yes.
Yes. So Russ, thank you very much for coming to BAAB. We appreciate you making the time to come and talk to us. And look forward to hearing more about what's going on at Ally.
Great. Thanks, Ruth. Happy to be here.
Question-and-Answer Session
Okay. So I'm going to just kind of start high level. And I think you've had very strong results this year after some challenges in previous year. So could we just kind of start from the very high level on where we finished Q3 and Q4? How does that kind of set us up for your 2026 outlook?
Yes, absolutely. It's a great question. Thank you. Look, I'd say we're really happy and really energized by the progress that was demonstrated through our Q2 and our Q3 results. They show strong momentum across all 3 of our Core Franchises, Dealer Financial Services, Corporate Finance and our digital bank. I think if you look at our
